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should not be relied upon in making an investment decision. You should consult your tax or legal adviser about
the issues discussed herein.
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CHCM will only transact business in states in which the firm is properly registered, or exempted from
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All references that may be made to an investment or portfolio's performance are based on historical data and
one should not assume that past performance is indicative of future performance. Furthermore, it should not be
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past.
Investing entails risks, including possible loss of principal. There are special risk considerations
associated with value strategy investing, international investing (including emerging markets), and small
company investing. No assurances or guarantees are given regarding the performance of any investment. Returns,
share price, and yield will fluctuate and redemption value may be more or less than original cost.