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We provide a range of services to help achieve your most important goals.

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Financial Planning

Your financial plan serves as the guide to all the decisions we make.

Our plans are a one-page document that is easy to understand and implement. There is no binder with 100 pages that you’ll never look at again.

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Wealth Management

We believe acting in the best interest of our clients is a privilege and there is no better way of upholding the highest standards and values than to put their needs ahead of our own.

We offer a consultative approach which aims to enhance an individual’s or family’s overall financial situation and at the same time protect their financial wealth in the future.

Our wealth management services include 401(k) investment selection, portfolio allocations, and insurance reviews.

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Retirement Planning

Many fit and able seniors want to work as long as possible, but some want to retire and pursue hobbies or start a new business. The key is to plan your future and save enough retirement funds so that you have many options to choose from.

The best plan is to invest more aggressively when you’re young, and then slowly dial back to a more conservative mix of investments as you approach retirement age.

However investing aggressively when you’re young can be difficult and you might not have had the income to do it as well as you wished. We can access your situation and make recommendations from any point in your retirement planning process, no matter your current age.

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Estate Planning

We can provide complete estate planning services for our clients without a trip to an attorney’s office—wills, trusts, power of attorney, etc.

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401k Assistance

We’ll help you make sense of your 401k or 403b. How much you should be saving depends on your retirement goals and income.

We can help consolidate your 401(k) assets efficiently and with complete transparency of where your money is and how it’s performing. We can help you assess deferral strategies and rebalance when needed.

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Tax Planning

Implementing strategies for managing the tax implications of various investments over time.

We’ll work to help you reduce the amount of taxes you have to pay and increase the amount of money you have to spend or save. By taking advantage of tax credits and provisions in the tax law, we can minimize your tax debt and put you in a better position to achieve your financial goals.

Frequently Asked Questions

What should I expect at our first meeting?

You can expect an honest conversation with minimal preparation from you. Depending on the context of how we set up that first meeting, you most likely won’t be required to bring anything to that time together. We’ll talk mostly about your desires, your view on money, and how you want to use your resources to fund your future. We’ll discuss steps you’ve taken, are currently taking, or plan to take. Then, we’ll talk about whether we feel that we can be an asset to you in your stewardship journey.

This meeting is always free of charge and obligation – we want to provide a platform where you can honestly evaluate us, get to know our approach, and feel confident moving forward. Likewise, we want to ensure that we can deliver value to your situation and see the potential for a long-term relationship together.

Where are my assets kept?

Your funds are held in a brokerage account at one of the custodians we partner with. We typically encourage clients to consolidate their investment accounts, where feasible, for ease of record keeping.

What are your fees?

We are a fee-only fiduciary. Our fees are based on the specific needs of each client. The maximum cost is 1.5% of the assets we manage, decreasing as asset balances increase. We receive no compensation or commissions from any other parties. 

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